Investing in Women & Community

Circle of Habondia
Lending Society

We are a circle of women with a community vision dedicated to the financial empowerment of families in the Slocan Valley/Nelson/Castlegar area.

We offer:

Micro-Loans Savings Program Local Investment Events & Potlucks Community Support

Herstory:
Habondia was incorporated in 1998 as a not-for-profit Society in BC. We work with the Kootenay Savings Credit Union to create financial support for women and families. We offer micro-loans to local women and provide a vehicle for people to invest in their community. Habondia is part of the community economic development network in which communities around the globe are empowering themselves to create local economic sustainability.

Our Mission:
To explore and celebrate abundance, to pool and share resources, and to organize and participate in activities that empower ourselves, our families, and our community.

Our Vision:
We envision a society where abundance is a way of life. The values of clarity, kindness, accountability, and responsibility are encouraged and lived by community members. Individuals feel whole and are empowered to speak up for their own needs and desires. Each person is inspired to develop their unique talents and skills to their fullest potential. Children and youth participate in community life and learn practical skills.

Families are strong and emotionally supportive. Relations between men and women are without violence and deceit. All are equally encouraged to live their dreams; to work, to create, to produce beautiful, useful, and healthful products and services.

All people feel safe, secure, and confident enough to participate freely in groups and organizations which benefit the whole community. Together we plan and construct a sustainable economy where all people can prosper, where everybody's needs are met and all have more than enough to share.

Micro - Loans
Women of the Slocon Valley/Nelson/Castlegar area can borrow up to $1000 on the basis of need, character and ability to pay it back. We offer loans to women for whatever they need it for. Whether it is a washing machine, car or roof repairs, travel or training money. help with a business idea, or creative endeavour. we may be able to help. Our loans are paid back in monthly instalments over an agreed upon time, at low interest rates. and a 5% administration fee. The Board of directors reserves the right to approve or refuse loans.

Community investment
Invest your money in women of the community. You can lend to Habondia's loan guarantee fund for an agreed upon time in a term deposit earning you interest. You can donate directly to the Society with the money allocated for operating costs or for loan reserves. We can provide a charitable donation tax receipt. Enjoy knowing that your money is working in your local community in a socially responsible fund, creating wealth and safety for all.

Cornucopia savings
Create financial safety for you and your family by growing a savings account. Plant the seed, nurture it and watch it grow. The premise of the Cornucopia Savings Program is that if we can pay back loans, then we can pay the same monthly amount into our own Savings Account.

Events & potlucks
Come to our events & potlucks where we share our experiences of creative abundance learn what others are doing, and celebrate our financial empowerment.

Join us!
Join us and discover your power. Become a Member. Celebrate, nurture and experience abundance with us. We need you! We all need each other.

Click Here to download and print our Membership/Donation form
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Circle of Habondia Lending Society